Bangkok: EXIM BANK has disclosed its financial performance for the first quarter of 2025, showcasing an impressive issuance of new loans amounting to 10,961 million baht. The bank's net profits surged by 223% compared to the previous year, reflecting its strategic focus on supporting Thai SMEs and expanding into larger markets and neighboring countries amidst the ongoing global trade challenges.
According to Thai News Agency, Mr. Bandit Sapianchai, Director and Acting President of Export-Import Bank of Thailand (EXIM BANK), emphasized the bank's commitment to fostering investment, particularly in international markets. The bank's outstanding loans and liabilities reached 189,928 million baht, marking an increase of 9.03%. Of this, outstanding loans for investment composed 137,636 million baht, accounting for 72.47% of total loans. The bank has actively promoted investments by the Thai private sector in the CLMV countries and other emerging markets, with outstanding loans in these regions amounting to 39,654 million baht.
EXIM BANK is also focusing on environmental, social, and corporate governance (ESG) initiatives by offering products such as long-term loans and Sustainability Linked Loans. This strategic direction has resulted in sustainability obligations of 77,387 million baht, comprising 40.75% of the bank's portfolio.
The bank is taking proactive measures to aid SMEs through preventive debt restructuring and specific initiatives like the "You fight, we help" project, aimed at reducing interest burdens and enhancing liquidity. At the end of the first quarter, 78.97% of EXIM BANK's 5,201 customers were SMEs. The bank has also been committed to empowering entrepreneurs through training and financial consulting, benefiting 22,493 individuals.
By the end of March 2025, EXIM BANK reported non-performing loans (NPLs) of 6,822 million baht, with an NPL ratio of 3.83%. The expected credit loss stood at 17,545 million baht, supporting a robust coverage ratio of 257.18%. This financial strength has allowed the bank to achieve a net profit of 427 million baht, surpassing its business plan targets and reflecting a 223.20% increase from the previous year.
